Skip to content

Why choose Lumon

Whether you need to make a large one-off payment for a house deposit overseas or smaller regular payments to cover living expenses abroad, we can help you take control of your currency transfers.

Get a quote

Brown rustic door with pink flowers

Our customer promise

Safe and secure

Keeping your money and your personal data safe is our top priority. We’re here to support you every step of the way, so you can send money with confidence, knowing you’re in good hands.

No fees, no surprises

With Lumon, there are no fees—ever. You can send money without any extra costs, knowing exactly what you’re getting. No fees, no surprises, just straightforward value.

Outstanding value

At Lumon, we’re here to help you get more for your money. With our competitive exchange rates and personalised service from our team of currency specialists, you’ll see more value in every transfer.

Personalised service from a currency specialist

We’re here to do the heavy lifting when it comes to sending money abroad. We understand the complexities involved in exchanging and transferring money overseas – and how to manage them. Equipped with knowledge and experience of the currency markets and the payment process, we will help you navigate this often confusing landscape – a personal service that’s delivered by your dedicated currency specialist​. If you’re new to the world of foreign exchange (FX) or want some personalised support, they’re here to help you shield the value of your international payments from fluctuating exchange rates.

Your trusted currency partner

pound sign icon

Bank beating exchange rates and no fees

keys icon

Cyber Essentials Plus certified

ribbon badge logo

Rated "excellent" on Trustpilot

love heart icon

Cared for over 69,000 customers since 2000

a close up photo of blue flower pots outside of an overseas property

Safe and secure

As an experienced, highly regulated provider, protecting your hard-earned money and personal information is our top priority. Our customer-centric services are reinforced by robust security measures so that transferring money with Lumon isn’t just simple, it’s secure as well.

How we protect your money
Young couple smiling

Our customer stories

Trust us to get your money where it needs to go, on time and with great exchange rates. We’ve helped thousands of customers, like Chris and Danielle, whose stories show how affordable and efficient our service is, giving you peace of mind with every transfer.

Read customer stories

Property specialists

We can protect your property purchase or sale from currency risk

Our team of currency specialists will ensure secure and cost-effective international transfers, and are highly experienced in overseas property transactions. We’re here to help you maximise your buying budget or profits when buying or selling property abroad.

Buying a property abroad

What our customers say about our service


Our bank beating exchange rates

€57,631
Nationwide
€57,185
HSBC UK
€57,125
Halifax
€57,095
Lloyds Bank
€57,095
Co-operative Bank
€56,325

This chart is intended to represent the range of euro outcomes a consumer may achieve on a £50,000 transfer of pounds to euros, inclusive of fees and charges.

Comparison data for the high-street banks utilises pricing data provided under licence from FXC Intelligence (www.fxcintel.com), a specialist benchmarking tool, for transactions in March 2024.

The Lumon rate is calculated by taking the GBPEUR spot rate from 1 March 2024 from the Bank of England (bankofengland.co.uk) and then applying the median FX cost percentage across 57 spot GBP to EUR transactions with a value in the range of £25,000-£50,000 performed by Lumon Pay Limited and associated Group Companies (Lumon Risk Management Limited, Lumon FX Europe Limited) for personal customers during March 2024.